AU small finance Bank Credit Card Lifetime Free | AU Bank 2023

Presenting AU small finance Bank Credit Cards, A World Of Limitless Possibilities.

Our range of four new Credit Cards offer an amazing array of benefits to give you the ultimate consumer experience. From grocery shopping to international trips, you can enjoy a plethora of lifestyle privileges and compelling benefits with our Altura, Altura Plus, Vetta, and Zenith Credit Cards.

As we continue to challenge the banking industry’s status quo, we ensure easy access to the perfect Credit Card to meet your requirements, whether you live in a bustling city or a remote location in India.

Benefits:
Presenting AU Bank Credit Cards, A World Of Limitless Possibilities

✔️ 100% digital application process

✔️ Exciting Rewards and cashback benefits

✔️ Complimentary Airport/Railway lounge access (on some variants)

✔️ Option of Lifetime Free Credit Card (on some variants)

✔️ Additional benefits based on monthly spends eg – annual fee waiver

Who are eligible for AU small finance Bank Credit Card

  1. Age group

Salaried – 21 – 60 years

Self Employed – 25 – 65 years

  1. Yearly income above Rs. 3,00,000.
  2. Available for residents of over 5000+ pincodes. Please check PIN Code
  3. Existing customers of AU Small Finance bank are not eligible.

How To Apply for Credit Card Online?

Credit Cards are an easier way to pay. Even before the prevalence of UPI & other digital payment methods, Credit Cards have been the preferred mode for cashless payments & it continues to remain so for many customers. Any individual can apply for a Credit Card online & all leading merchants widely accept it in India. If you are planning to avail a Credit Card online, let’s get to know what is the Credit Card application process & how you can get started with it.

How to get a Credit Card?


with AU Small Finance Bank & get instant approval for an online Credit Card application. Choose the type of card as per your needs & get multiple benefits like Rewards Points, Cashback Offers, Welcome Benefits, etc. It is also easy to meet our Credit Card eligibility conditions as listed below:


Any Indian resident can apply
The primary cardholder needs to be between the ages of 21 and 60 years
You can start your Credit Card online application here. Once you select the type of Credit Card, you need to click on ‘Apply Online’ to get ahead with the process. You will be asked to enter your mobile number, PAN details, accept the T&C & click on ‘Generate OTP’. 
When filling out the form online, you must submit important documents, including proof of identity, address & income details. The paperwork will be minimal if you are an existing customer of AU Small Finance Bank.


Apply for a Credit Card Offline


If you are not familiar with the online process, then you can choose to apply offline. All you need to do is head to the nearest AU Small Finance Bank branch and share your requirements with the Credit Card representative. You can then fill in the Credit Card application form & submit it to the bank. Your card gets dispatched within days.
A small finance Bank Credit Card on AU 0101 App


At AU Small Finance Bank, you can choose a Credit Card that is suitable for you. Here are card variants, each loaded with Offers, Discounts, Cashbacks, Reward Points, Card Liability Insurance & much more! 

  • AU LIT Credit Card
  • AU Zenith Credit Card
  • AU Vetta Credit Card
  • AU Altura Plus Credit Card
  • AU Altura Credit Card


. Here’s how to apply for a Credit Card online with us:


Step 1: Log in to AU 0101 App & click on ‘Offers.’
Step 2: Check if you are eligible for any Pre-Approved Offer on Credit Cards.
Step 3: If you are not eligible for the offer, you can go to the main menu, go to the Credit Card section & click on ‘Apply Now’
Step 4: Enter your Mobile No. & PAN
Step 5: Select your Customer ID & click on ‘Next’
Step 6: Verify your Aadhaar No.  (If required)
Step 7: Enter your address, personal & employer details 
Step 8: Select the Credit Card of your choice (as per eligibility)
Step 9: Upload Address Proof (If required)
Step 10: Submit Application.


Now that you know how to apply for a Credit Card get in touch with us to enjoy a host of benefits offered on our cards. AU Small Finance Bank also gives you the power to choose and customize Credit Card features with its newly launched LIT Credit Card. Apply Now.

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Terms & Conditions

  1. Customers current residence and office address should be from eligible PIN Codes.
  2. Dos & don’ts of VKYC-

Please take care of the following pointers when doing VKYC process-

a. Background interruption may lead to rejection, please sit in an entirely quiet space when doing the process.

b. PAN card, pen & blank paper should be handy with you.

c. The answers to security questions must be known like Pin code, Mother’s name, DOB, etc. Please remember all the details which were filled in the process.

  1. Customers should have a valid PAN, Aadhaar Card, and Address proof (in case the delivery address is different from the address linked to Aadhaar).
  2. Customers with a single name will not be approved.
  3. Customer mobile number should be linked to Aadhar Card
  4. Customers should apply for the credit card only through your shared link
  5. Based on the customer’s eligibility and selected card type, they may be required to upload additional documents like – Last three month’s Bank account statement, Income tax return statement and latest credit card statement.
  6. Existing customers of AU Small Finance bank are not eligible.

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